You’re barely surviving as it is. Saving for retirement is probably the last thing on your mind. But it shouldn’t be! It’s time to face the facts.

Living on your current paycheck now is difficult, but try living on no paycheck, no money in the bank and all the bills that come with age.

Sure you may have more money later, but time is the MOST important factor in saving for retirement, not money. Why?

Because the earlier you start, the more interest you earn and that’s literally free money accumulating in your account.

Starting a pension plan is much easier than you think! Contributions can be as little as JMD$500 per month.