To improve the well-being of our members by providing  savings opportunitiesaffordable credit and other financial products to our members and customers. We will achieve this by delivering  superior service, by being innovative and by consistently living the co-operative principles.


To be the leader in all markets we serve; by being a member-focused, financially sound, a profitable and technology-driven organization with a highly competent and motivated team.


  • Trust
  • Continuous Improvement
  • Co-operative Philosophy

Who We Are

With a vision ahead of its time, Albert Morris had proposed the concept to create an inclusive credit union for the citizens of Kingston. A credit union is a co-operative financial institution, which is owned and controlled by its members.  His dream was finally brought to fruition in 1967, when Paul Chavannes submitted Mr. Morris’ proposal to the Jamaica Co-operative Credit Union League (JCCUL) and the Registrar of Co-operative; which resulted in the birth of the City of Kingston Co-operative Credit Union Limited (COK) on October 26, 1967. With 13 members and a total share of two shillings and six pence the first Annual General Meeting was held on November 24, 1967.

Since its inception COK has grown from a union with only 13 members to enjoying the benefits of being the largest membership in not just Jamaica but in the English-speaking Caribbean on a whole. COK not only caters to its customers located across Jamaica such as St. Andrew, Kingston, Montego Bay and St. Catherine; but also, to its customers living overseas in countries such as the United Kingdom, the United States of America and Grand Cayman. With over 50 years serving its clients, COK plans to continue helping and others and expanding to further lengths over time.

COK continues to honor its founding members who contributed to making a vision becoming a reality.

Let us meet the team who are COK’s founding members.

COK Credit Union Founding Members

Mr. Paul Chavannes (deceased)

Founding Member and the first employee was a CUNA Mutual sales representative to Jamaica and Belize, when he approached members of the Jamaica Co-operative Credit Union League (JCCUL) and the Registrar of Co-operatives.  His lobbying efforts were successful; the Registrar of Co-operatives, Mr. James Kirlew, gave his blessings along with two shillings and six pence – the required registration fee for incorporating a credit union.

Mr. Albert Morris

Founder, the first President of the Board and currently an Honorary Director. Having made such a monumental, selfless contribution to the COK Sodality family, the Directors agreed that they should create a special place of honour for him on COK Sodality’s Board, where his wealth of knowledge would be available to the organization. The Directors proposed that Albert Morris be appointed an Honorary Director of COK Sodality. The motion was moved by Mr. Joscelyn Jolly, President and seconded by Mr. Christopher Robinson in 2009.

Mr. Ken LaCruise

Founding Member and the first treasurer of the Board. Mr. LaCruise worked in the capacity of Financial Controller of COK now COK Sodality for an extended period. A Fellow of the Association of Certified Accountants, he served on the Institute’s Disciplinary Committee, Finance Committee, and also on the Future of the Profession, Building and Taxation Committees.

Mrs. Vinette Foster

Founding Member, Mrs. Vinette Foster became the first female member of the Credit Union in 1967 and was identified as “account holder #2”. For 13 years, operating from Mr. Paul Chavannes’ office, she provided 2 hours of voluntary accounting service for COK.  Mrs. Foster was also a former member of Credit Committee.

Mr. Roy Anderson

Founding Member seen as a true educator, for several years, was armed with the responsibility to provide member education. He engaged the minds of the COK Sodality members to understand the complexity and richness of the Credit Union’s co-operative thoughts and philosophies. Justice of the Peace, Roy Anderson who was at the time a civil servant, worked tirelessly to shape the direction of the Credit Union.

Father Gerard McLaughlin

Founder, Father McLaughlin was an ardent worker who not only formed part of the foundation of the credit union movement in Jamaica but was also the first President and Managing Director of the Jamaica Co-operative Credit Union League. He served to achieve among other things; the strengthening of the safety and soundness of the credit union movement, increase the branch network available to members as well as to establish services within the convenient reach of more Jamaicans.


Implementing good governance is a hallmark of COK Sodality Cooperative Credit Union Ltd (COK).

At each Annual General Meeting, COK’s members elect the Board of Directors. The Board consist of members from varying disciplines and professions who through their training and experience bring valuable guidance and direction to the work of the Credit Union. The principal role of the board of directors, as representatives of the shareholders, is to oversee COK’s primary functions and to ensure it continues to operate in the best interests and practices of all members involved. The Board ensures that corporate governance is maintained and strategic objectives are achieved. The Board of Directors operates as a cohesive unit and elects from within their numbers a President, Vice President(s), a Secretary, Assistant Secretary, Treasurer and an Assistant Treasurer.

Members of the Board of Directors for 2019/2020 are:-

Steadman Pitterson


Steadman Pitterson joined the Board of Directors of COK Sodality in 2012. He possesses a wide range of experience in the field of general and financial management and has held senior management positions in a number of companies including Lee Clarke Chang, Tyre World, Neal & Massy Group Ja., Ltd., Jamaica Oxygen & Acetylene Ltd., and Seprod Group of Companies. Mr Pitterson is a Fellow of the Association of Chartered Certified Accountants - UK (FCCA) and the Institute of Chartered AccSteadman Pitterson joined the Board of Directors of COK Sodality in 2012. He possesses a wide range of experience in the field of general and financial management and has held senior management positions in a number of companies including Lee Clarke Chang, Tyre World, Neal & Massy Group Ja., Ltd., Jamaica Oxygen & Acetylene Ltd., and Seprod Group of Companies. Mr. Pitterson is a Fellow of the Association of Chartered Certified Accountants - UK (FCCA) and the Institute of Chartered Accountants of Jamaica (FCA). He is a director of the Kiwanis Club of North St. Andrew and in 2004, he attained the title of Kiwanian of the year. Chartered Accountants of Jamaica (FCA). He is a director of the Kiwanis Club of North St. Andrew and was voted Kiwanian of the year in 2004.

Clive Medwynter

Vice President

Mr. Clive Medwynter, a business practitioner for over 19 years. Operates his own business, Paradigm Pioneers Incorporation since 1996 which is a leader in advertising specialty and promotional product distributor. Mr. Medwynter is an experienced Marketing Specialist and a believer in the core principles of marketing management. He has a Masters in Business Administration from Nova Southeastern University and a Bachelor of Science in Natural Sciences from UWI, Mona.

Ewan Shaw


Ewan G. Shaw, MBA, CWM, CRA, FAAFM, PG Dip.BA. Mr. Shaw is a Caribbean regional expert practitioner and academic in the areas of loan administration, credit analysis, financial management and collection techniques. He has over twenty-six years in the financial sector of which twenty was spent in the area of credit administration. He is a Certified Wealth Manager(CWM), Certified Risk Analyst(CRA) and a distinguished Fellow of the American Academy of Financial Managers (FAAFM). Mr. Shaw has comfortably combined the practice of credit administration with academia and has been a course lecturer and co-ordinator in the Lending, Securities and Financial Management modules at the University of Technology, Jamaica, College of Business and Management (COBAM). He is also a facilitator on the UTECH MBA and JSE on-line Post Graduate Diploma programmes. Mr. Shaw currently sits on the Academic Review Committee of the JSE.

Mr. Rohan Townsend

Assistant Treasurer


Assistant Treasurer

Mr. Rohan C H Townsend is an alumnus of the Dunoon Park Technical High School. A Chartered Accountant by profession, having completed his studies in 2001 with the Chartered Association of Certified Accountants from Scotland. He is a member of the Institute of Chartered Accountants of Jamaica and Registered Public Accountant by the Government of Jamaica. With over 30 years’ experience in the field of accounting, he has worked in industries such as Petroleum, Retail and Wholesale, Export financing, Hotel and Manufacturing.

Mr. Townsend has been a volunteer in the Credit Union movement for the past 7 years at COK Sodality Co-operative Credit Union Ltd. During this stint as a volunteer, he served as the Chairman of the Credit Committee which is responsible for reviewing and approval of loans above specific credit limits. He was also a member of the Supervisory Committee responsible with oversight of the Audit Department of the Co-operative. He was recently appointed to the Board of Directors of COK Sodality Co-operative Credit Union, effective February 23, 2021.

Currently, Mr. Townsend is employed to Clarendon Alumina Production Limited (CAP) a wholly-owned company of the Government of Jamaica, as the Chief Financial Officer. CAP owns 45% of the Jamalco alumina refinery. He is responsible for monitoring the financial performance of the operations and for the preparation of monthly financial statements for submission to the Ministry of Finance & the Public Service (MOF). He is also tasked with preparing the annual budget covering 4 years for inclusion in the annual Estimate of Expenditure to MOF.

Mr. Townsend is also tasked with submitting reports to the Integrity Commission of Jamaica on CAP’s procurement matters, on a quarterly basis.

Carol Anglin


Carol Anglin has served on the Board of Directors of COK Sodality since 1995. A Management consultant, she has more than 20 years’ experience in commerce and business development, qualitative and quantitative research, institutional development, marketing, export marketing management, sales management and organizational development. She is the currently the Managing Director of Ebony Business Printers.

Sharon Usim


Mrs. Sharon Usim is an Attorney-at-Law practicing for 28 years. She is a partner in the law firm of Usim Williams and Co. and practices primarily in the areas of Civil Litigation, Probate, Real Estate and Family Law. Prior to serving as a director of COK Sodality, Mrs. Usim served on the Credit Committee between May 2015 and 2017. She is an Associate Tutor at the Norman Manley Law School and is also a member of the Board of Trustees of the Missionary Church Association in Jamaica Pension Plan. She currently serves on the EXED Joint Board of Management and is a distinguished Past President of the Kiwanis Club of Stony Hill. She is currently a Director on the board of the Kiwanis Club of Stony Hil

Irwin Errol Gregory


Mr. Albert “Bertie” Morris - OD

Honourary Director, Founder

Albert Morris, fondly referred to as “Bertie,” is the man who envisioned the establishment of a credit union that served the people of the City of Kingston regardless of their affiliation. He was the first President and was Vice President of the Board of Directors from 1988 to 2009. Mr. Morris, an active figure in the credit union movement, was also a founding member of Jamaica Public Service Company (JPSCo.) Employees’ Credit Union and a co-founder of Jamaica Telephone Company (now Cable & Wireless) Employee’s Credit Union. In 2001, he received the National Badge of Honour for Long and Faithful Service to the Credit Union Movement.

Vinnate Hall


Miss Hall is the Assistant Vice President Group Internal Audit at Sagicor Jamaica for thirteen (13) years. She manages the Internal Audit Function of the Sagicor Life Jamaica, Sagicor Bank and Sagicor Investments Jamaica. She was a member of the Supervisory Committee since May 2010. She is Financial Chartered Certified Accountant, and has a Certificate and a Diploma in International Risk Management.

Maureen Dwyer


Maureen Dwyer is the Chief Executive Officer/Chief Inspector at the National Education Inspectorate. She is an advocate for school improvement and educational excellence and has spent more than thirty years working in varying capacities in the education system including: Education planning, supervision and teaching. She earned both a Master of Science in Government – Public Administration at the UWI and a Bachelor of Arts in Geography, post–graduate certificates from Harvard Graduate School of Education and certificates with distinctions in Lean Six Sigma – Green Belt and Project Management. She is currently concluding research towards a Doctorate in International Education at the University College, London.

Danville Dockery


Danville Dockery is an ICT professional with over 18 years of ICT experience at varying levels of operations and management. He has worked extensively in the public and private sectors and is now engaged as a Consultant on the Government of Jamaica’s Public Sector Transformation Programme. Mr Dockery holds a Master’s Degree in the field of ICT Enterprise Security. He is currently the Chairman of the COK Sodality Co-operative Credit Union Information Communication Technology Committee and is an adjunct lecturer in Information Systems Management (Postgraduate) at the University of Technology.

Dr. Roy McNeil


Dr. Roy McNeil is a senior civil servant, with over 23 years of service. He is the Chief Execute Officer (CEO) of the Food Storage and Prevention of Infestation Division (FSPID), Ministry of Industry, Investment and Commerce (MIIC). During his tenure as CEO, he has overseen the FSPID becoming the first ISO/IEC 17020 accredited inspection body in Jamaica and the second in the English-speaking Caribbean.

Roy McNeil has a Doctor of Business Administration (DBA) degree from the Edinburgh Napier University (Scotland), a Master's degree in Business Administration (MBA) (University of New Orleans, USA), a Master of Science degree (UWI), a Bachelor of Science degree (Hons.), UWI, and a Post-Graduate Diploma in Education (Hons.), UWI. His executive education includes Supply Chain, Logistics and Purchasing Management, Project Management Principles and Practices, and Human Resources Management.

Dr. McNeil’s academic/research interest focuses on regulatory compliance and risk management. He holds the position of Adjunct Faculty/External Examiner for several tertiary institutions in Jamaica. He currently serves as a director of Jamaica Exotic Flavours and Essences Limited and the National Commission on Science and Technology. He is also a member of the Human Resource Executive Management Committee of MIIC.