Providing our members with a financially sound, profitable and technology driven organization, delivering superior service and innovation, through a highly competent and motivated team.


The Credit Union of Choice


  • Trust
  • Continuous Improvement
  • Co-operative Philosophy

Who We Are

With a vision ahead of its time, Albert Morris had proposed the concept to create an inclusive credit union for the citizens of Kingston. A credit union is a co-operative financial institution, which is owned and controlled by its members.  His dream was finally brought to fruition in 1967, when Paul Chavannes submitted Mr. Morris’ proposal to the Jamaica Co-operative Credit Union League (JCCUL) and the Registrar of Co-operative; which resulted in the birth of the City of Kingston Co-operative Credit Union Limited (COK) on October 26, 1967. With 13 members and a total share of two shillings and six pence the first Annual General Meeting was held on November 24, 1967.

Since its inception COK has grown from a union with only 13 members to enjoying the benefits of being the largest membership in not just Jamaica but in the English-speaking Caribbean on a whole. COK not only caters to its customers located across Jamaica such as St. Andrew, Kingston, Montego Bay and St. Catherine; but also, to its customers living overseas in countries such as the United Kingdom, the United States of America and Grand Cayman. With over 50 years serving its clients, COK plans to continue helping and others and expanding to further lengths over time.

COK continues to honor its founding members who contributed to making a vision becoming a reality.

Let us meet the team who are COK’s founding members.

COK Credit Union Founding Members

Mr. Paul Chavannes (deceased)

Founding Member and the first employee was a CUNA Mutual sales representative to Jamaica and Belize, when he approached members of the Jamaica Co-operative Credit Union League (JCCUL) and the Registrar of Co-operatives.  His lobbying efforts were successful; the Registrar of Co-operatives, Mr. James Kirlew, gave his blessings along with two shillings and six pence – the required registration fee for incorporating a credit union.

Mr. Albert Morris

Founder, the first President of the Board and currently an Honorary Director. Having made such a monumental, selfless contribution to the COK Sodality family, the Directors agreed that they should create a special place of honour for him on COK Sodality’s Board, where his wealth of knowledge would be available to the organization. The Directors proposed that Albert Morris be appointed an Honorary Director of COK Sodality. The motion was moved by Mr. Joscelyn Jolly, President and seconded by Mr. Christopher Robinson in 2009.

Mr. Ken LaCruise

Founding Member and the first treasurer of the Board. Mr. LaCruise worked in the capacity of Financial Controller of COK now COK Sodality for an extended period. A Fellow of the Association of Certified Accountants, he served on the Institute’s Disciplinary Committee, Finance Committee, and also on the Future of the Profession, Building and Taxation Committees.

Mrs. Vinette Foster

Founding Member, Mrs. Vinette Foster became the first female member of the Credit Union in 1967 and was identified as “account holder #2”. For 13 years, operating from Mr. Paul Chavannes’ office, she provided 2 hours of voluntary accounting service for COK.  Mrs. Foster was also a former member of Credit Committee.

Mr. Roy Anderson

Founding Member seen as a true educator, for several years, was armed with the responsibility to provide member education. He engaged the minds of the COK Sodality members to understand the complexity and richness of the Credit Union’s co-operative thoughts and philosophies. Justice of the Peace, Roy Anderson who was at the time a civil servant, worked tirelessly to shape the direction of the Credit Union.

Father Gerard McLaughlin

Founder, Father McLaughlin was an ardent worker who not only formed part of the foundation of the credit union movement in Jamaica but was also the first President and Managing Director of the Jamaica Co-operative Credit Union League. He served to achieve among other things; the strengthening of the safety and soundness of the credit union movement, increase the branch network available to members as well as to establish services within the convenient reach of more Jamaicans.


Implementing good governance is a hallmark of COK Sodality Cooperative Credit Union Ltd (COK).

At each Annual General Meeting, COK’s members elect the Board of Directors. The Board consist of members from varying disciplines and professions who through their training and experience bring valuable guidance and direction to the work of the Credit Union. The principal role of the board of directors, as representatives of the shareholders, is to oversee COK’s primary functions and to ensure it continues to operate in the best interests and practices of all members involved. The Board ensures that corporate governance is maintained and strategic objectives are achieved. The Board of Directors operates as a cohesive unit and elects from within their numbers a President, Vice President(s), a Secretary, Assistant Secretary, Treasurer and an Assistant Treasurer.

Members of the Board of Directors for 2019/2020 are:-

Clive Medwynter


Mr. Clive Medwynter, a business practitioner for over 19 years. Operates his own business, Paradigm Pioneers Incorporation since 1996 which is a leader in advertising specialty and promotional product distributor. Mr. Medwynter is an experienced Marketing Specialist and a believer in the core principles of marketing management. He has a Masters in Business Administration from Nova Southeastern University and a Bachelor of Science in Natural Sciences from UWI, Mona.

Maureen Dwyer

Vice President

Maureen Dwyer is the Chief Executive Officer/Chief Inspector at the National Education Inspectorate. She is an advocate for school improvement and educational excellence and has spent more than thirty years working in varying capacities in the education system including: Education planning, supervision and teaching. She earned both a Master of Science in Government – Public Administration at the UWI and a Bachelor of Arts in Geography, post–graduate certificates from Harvard Graduate School of Education and certificates with distinctions in Lean Six Sigma – Green Belt and Project Management. She is currently concluding research towards a Doctorate in International Education at the University College, London.

Mr. Rohan Townsend



Assistant Treasurer

Mr. Rohan C H Townsend is an alumnus of the Dunoon Park Technical High School. A Chartered Accountant by profession, having completed his studies in 2001 with the Chartered Association of Certified Accountants from Scotland. He is a member of the Institute of Chartered Accountants of Jamaica and Registered Public Accountant by the Government of Jamaica. With over 30 years’ experience in the field of accounting, he has worked in industries such as Petroleum, Retail and Wholesale, Export financing, Hotel and Manufacturing.

Mr. Townsend has been a volunteer in the Credit Union movement for the past 7 years at COK Sodality Co-operative Credit Union Ltd. During this stint as a volunteer, he served as the Chairman of the Credit Committee which is responsible for reviewing and approval of loans above specific credit limits. He was also a member of the Supervisory Committee responsible with oversight of the Audit Department of the Co-operative. He was recently appointed to the Board of Directors of COK Sodality Co-operative Credit Union, effective February 23, 2021.

Currently, Mr. Townsend is employed to Clarendon Alumina Production Limited (CAP) a wholly-owned company of the Government of Jamaica, as the Chief Financial Officer. CAP owns 45% of the Jamalco alumina refinery. He is responsible for monitoring the financial performance of the operations and for the preparation of monthly financial statements for submission to the Ministry of Finance & the Public Service (MOF). He is also tasked with preparing the annual budget covering 4 years for inclusion in the annual Estimate of Expenditure to MOF.

Mr. Townsend is also tasked with submitting reports to the Integrity Commission of Jamaica on CAP’s procurement matters, on a quarterly basis.

Vinnate Hall


Miss Hall is the Assistant Vice President Group Internal Audit at Sagicor Jamaica for thirteen (13) years. She manages the Internal Audit Function of the Sagicor Life Jamaica, Sagicor Bank and Sagicor Investments Jamaica. She was a member of the Supervisory Committee since May 2010. She is Financial Chartered Certified Accountant, and has a Certificate and a Diploma in International Risk Management.

Carol Anglin


Carol Anglin has served on the Board of Directors of COK Sodality since 1995. A Management consultant, she has more than 20 years’ experience in commerce and business development, qualitative and quantitative research, institutional development, marketing, export marketing management, sales management and organizational development. She is the currently the Managing Director of Ebony Business Printers.

Danville Dockery

Assistant Secretary

Danville Dockery is an ICT professional with over 18 years of ICT experience at varying levels of operations and management. He has worked extensively in the public and private sectors and is now engaged as a Consultant on the Government of Jamaica’s Public Sector Transformation Programme. Mr Dockery holds a Master’s Degree in the field of ICT Enterprise Security. He is currently the Chairman of the COK Sodality Co-operative Credit Union Information Communication Technology Committee and is an adjunct lecturer in Information Systems Management (Postgraduate) at the University of Technology.

Steadman Pitterson


Steadman Pitterson joined the Board of Directors of COK Sodality in 2012. He possesses a wide range of experience in the field of general and financial management and has held senior management positions in a number of companies including Lee Clarke Chang, Tyre World, Neal & Massy Group Ja., Ltd., Jamaica Oxygen & Acetylene Ltd., and Seprod Group of Companies. Mr Pitterson is a Fellow of the Association of Chartered Certified Accountants - UK (FCCA) and the Institute of Chartered AccSteadman Pitterson joined the Board of Directors of COK Sodality in 2012. He possesses a wide range of experience in the field of general and financial management and has held senior management positions in a number of companies including Lee Clarke Chang, Tyre World, Neal & Massy Group Ja., Ltd., Jamaica Oxygen & Acetylene Ltd., and Seprod Group of Companies. Mr. Pitterson is a Fellow of the Association of Chartered Certified Accountants - UK (FCCA) and the Institute of Chartered Accountants of Jamaica (FCA). He is a director of the Kiwanis Club of North St. Andrew and in 2004, he attained the title of Kiwanian of the year. Chartered Accountants of Jamaica (FCA). He is a director of the Kiwanis Club of North St. Andrew and was voted Kiwanian of the year in 2004.

Irwin Errol Gregory


Irwin Errol Gregory is a former teacher of Economics, at Kingston College. A graduate of the University of the West Indies, he holds a Batchelor of Arts (Upper Second), Master of Arts (Education), and a Diploma in Education from that institution.
Currently retired from the University of Technology’s Joan Duncan School of Entrepreneurship Ethics and Leadership, he still teaches part time at the institution. He is the producer/presenter of the weekly Financial Discussion Programme, Financially Speaking, on KLAS Sports Radio.
He’s the father of a daughter who is the pearl of his eye. He is a lover of vintage reggae music.

Dionne Cruickshank


Dionne A. Cruickshank is a Trained Teacher, Barrister-at- Law & Attorney-at Law with over fifteen years’ experience in both disciplines. She holds a Bachelor of Arts Degree with a major in English from Florida Atlantic University, Boca Raton, Florida and Bachelor of Laws (Hons) from Southbank University, London, England. She attained her Qualified Teacher Status from Greenwich University, London England in 2003. Ms. Cruickshank also holds a Postgraduate Diploma in Professional Legal Skills from City University, London England and was called to the Bar of England and Wales in 2004.

Ms. Cruickshank received her Legal Education Certificate from the Norman Manley Law School, Kingston, Jamaica and was called to the Bar to practice in Jamaica in 2005.

Ms. Cruickshank practices at the Private Bar. She is an Adjunct Lecturer on the course of Legal Ethics in Forensic Science with the University of Technology, in the School of Natural and Applied Science, on the of B.Sc. Applied Science (Forensic Chemistry) Programme. Additionally, Ms. Cruickshank is an Adjunct Lecturer for the course Legal and Ethical Issues in Forensic Science with the University of the West Indies, Mona, in the Faculty of Medical Sciences, on the Master of Forensic Science Programme and an Associate Tutor at the Norman Manley Law School Legal Aid Clinic.

She is a member of the Inner Temple Society, Advocates Association, Jamaica Bar Association and Caribbean Association of Forensic Sciences. She is a recreational farmer and a devout member of the Anglican Church.


Errol Holmes


Errol Holmes, JP, is General Manager - Business Process Optimization at the National Housing Trust. In this department, he leads a team responsible for the strategic design, analysis, implementation and optimization of all non-construction projects to ensure operational effectiveness and efficiency. Before this, he served the NHT as General Manager - Human Resources for three years. Prior to the NHT, he was Senior Director - Human Resources & Administration at HEART NSTA/Trust from 2013 after serving the Andrews Memorial Hospital as Vice President - Human Resources from 2010. Prior to this, he served in executive leadership Human Resources positions for several large organizations in Jamaica and the Caribbean region.
Mr Holmes’ professional experiences, encapsulate some thirty-four years of leadership experience in various public and private sector industries through the disciplines of Human Resources and Project Management. He has led out in training and development, talent search, compensation, policy development and implementation, labour-management relations and contract negotiation, job analysis, evaluation and mergers, coaching & career counselling, and succession planning in major industries including education, manufacturing and tourism. He has also served as adjunct faculty in the graduate and undergraduate Human Resources and Business Management Programmes in the higher education community at the UWI, NCU and MIND. He is also a certified Public Procurement Specialist.
His civic appointments include: Justice of the Peace; Vice Chairman, Vocational Training Development Institute (VTDI); Vice Chairman, St. Patrick’s Foundation Board of Directors; Member, Board of Directors, National Educational Trust (NET); Sponsor Trustee, Corporate Pension Plans, Chairman, KSAMC Procurement Committee; Member, Audit Committee, Institute of Sports Limited; Immediate Past President, Jamaica College PTA; Member, Board of Directors, Jamaica College; Vice President, Jamaica Fulbright Association (JFA). He has also served on the US Fulbright Scholarship Selection Panel at the US Embassy, Jamaica. He is a member of the Andrews Memorial Seventh-Day Adventist Church and serves his church in several capacities.

A Fulbright scholar, Mr Holmes holds undergraduate and graduate degrees in education, industrial relations & labour law, and educational policy development from Northern Caribbean University, the University of Technology, Jamaica and Loyola University of Chicago. He has also received multiple training, leadership and management certifications in various governance, operational best practices and project management, from local and overseas institutions of higher learning.
For 27 years, Errol has been married to Paula Alana, a professional Counsellor and E-Tutor at the Open Campus, University of the West Indies. They have two sons; Tarik, an NCU alumnus and the first Jamaican graduate of the prestigious New York Film Academy in Los Angeles California with the Master of Fine Arts Degree in Acting for Film (February 2019), and Phillip, a 2nd-year Forensic Science major at the UWI, Mona. Errol is an avid lawn tennis enthusiast and makes time for this important medium of exercise.