Required Documents

  • Job Letter stating salary, position, length of employment; plus last two months pay slips
  • Print out of savings account showing transactions for last 6 months OR updated bank book (For Borrowers
  • without COK Credit/Savings history or borrowing for the first time)
  • IF SELF-EMPLOYED: Financials prepared by a Certified Chartered Accountant & stamped
  • Income & Expenditure Statement ( a minimum of 2 years)
  • Balance Sheet
  • Cash Flow Statement and Cash Flow projections (for at least three years)
  • Credit reference
  • Print out of savings/current account transactions for at least 12 months OR updated bank book
  • Aged receivables ( where applicable)
  • Tax Registration Number (TRN) Card and Valid ID (Driver’s Licence, Voter’s ID, COK ID)
  • Passport sized photograph
  • Completed Application Form with contact information of two relatives & two references (non-related)
  • Recent utility or any other bill in member€’name with current address (Proof of Address)
  • Documentary evidence supporting purpose of loan
  • Assignment of life insurance policy (if required)
  • Guarantor (if applicable)
  • Job Letter stating salary, position, length of employment; plus last two months pay slips
  • Print out of savings/current account transactions for at least 6 months OR updated bank book (if required)
  • IF SELF-EMPLOYED: Financials prepared by a Certified Chartered Accountant & stamped
  • Revised September 2017
  • Page 1 of 2
  • Income & Expenditure Statement
  • Balance Sheet
  • Cash Flow Statement and Cash Flow projections (for at least three years)
  • Credit reference
  • Print out of savings/current account transactions for at least 12 months OR updated bank book
  • Aged receivables ( where applicable)
  • Tax Registration Number (TRN) Card and Valid ID (Driver’s Licence, Voter’s ID, COK ID)
  • Passport sized photograph
  • Signed guarantor form witnessed by a Justice of the Peace
  • Recent utility or any other bill in guarantor’s name with current address (Proof of Address)
  • DOCUMENTS REQUIRED BASED ON SECURITY TYPE
  • MOTOR VEHICLE
  • Current Valuation* (done in the last 6 months) – Valuations must include front, back, embodied chassis # on
  • vehicle and VIN plate pictures. Approved Valuators: Caribbean Loss Adjustors; Management Security
  • Consultants; Automobile Valuators & Consultants; Auto Assessors Ltd., Advance Insurance Adjusters, Orion
  • Loss Adjusters, MVA Motors Consultants Ltd.
  • Certificate of Fitness and Certificate of Registration
  • Proof of Insurance
  • Copy of Title
  • PROPERTY
  • Current Valuation* (done in the last 12 months) by one of our Approved Valuators (Refer to our listing of
  • approved valuators). All properties will be inspected by a COK staff member.
  • Surveyors Identification report
  • Property must be insured
  • Copy of property title*
  • Mortgage Statement (by first mortgage holder where a mortgage exists)*
  • CASH OR NEAR CASH
  • Proof of investment (owner, value and holder of investment)
  • Where investment is offered by a third party written permission from investment owner/guarantor stating
  • amount and term of hypothecation (if applicable)
  • *CONDITIONS APPLY