Required Documents

• Confirmation of pension
• Print out of savings account showing transactions for last 6 months OR updated bank book (For Borrowers without COK Credit/Savings history or borrowing for the first time)
• Tax Registration Number (TRN) Card and Valid ID (Driver’s Licence, Voter’s ID, COK ID)
• Passport sized photograph
• Completed Application Form with contact information of two relatives & two references (non-related)
• Recent utility or any other bill in member’s name with current address (Proof of Address)
• Documentary evidence supporting purpose of loan
• Assignment of life insurance policy 

Guarantor (if applicable)

• Job Letter stating salary, position, length of employment; plus last two months pay slips
• Print out of savings/current account transactions for at least 6 months OR updated bank book (if required)
• Tax Registration Number (TRN) Card and Valid ID (Driver’s Licence, Voter’s ID, COK ID)
• Passport sized photograph
• Signed guarantor form witnessed by a Justice of the Peace
• Recent utility or any other bill in guarantor’s name with current address (Proof of Address) 

DOCUMENTS REQUIRED BASED ON SECURITY TYPE

MOTOR VEHICLE

• Current Valuation* (done in the last 6 months) – Valuations must include front, back, embodied chassis # on vehicle and VIN plate pictures. Approved Valuators: Caribbean Loss Adjustors; Management Security Consultants; Automobile Valuators & Consultants; Auto Assessors Ltd., Advance Insurance Adjusters, Orion Loss Adjusters, MVA Motors Consultants Ltd.
• Certificate of Fitness and Certificate of Registration
• Proof of Insurance
• Copy of Title 

PROPERTY

• Current Valuation* (done in the last 12 months) by one of our Approved Valuators (Refer to our listing of approved valuators). All properties will be inspected by a COK staff member.
• Surveyors Identification report
• Property must be insured
• Copy of property title*
• Mortgage Statement (by first mortgage holder where a mortgage exists)*

CASH OR NEAR CASH

• Proof of investment (owner, value and holder of investment)
• Where investment is offered by a third party written permission from investment owner/guarantor stating amount and term of hypothecation (if applicable)

*CONDITIONS APPLY